Polaris Bank Limited

Polaris Bank Limited is a Nigerian financial institution, established in 2018, providing digital-first banking services to retail, SME, corporate and public sector customers across Nigeria. The bank operates through seven segments: Retail, Commercial, Corporate, Investment Banking, International Operations and Trade Services, Treasury, and Public Sector. Its international arm is supported by correspondent banking relationships with notable financial institutions.

The bank's flagship product is VULTe Digital Bank, a digital banking platform that allows customers to open accounts in minutes using biometric authentication, including facial recognition and fingerprint login. Technical work at the bank spans digital banking, cybersecurity, information security management, cloud service management, privacy information management and business continuity management, alongside trade finance and correspondent banking systems.

Polaris Bank holds six ISO certifications: ISO 22301, ISO 27001, ISO 20000, ISO 27701, ISO 27017 and ISO 27032. The stated operating principles include customer-first banking experiences, digital transformation, inclusive growth and sustainability, serving a customer base that spans individuals, SMEs, professional groups and large corporates.