OnPoint Community Credit Union

OnPoint Community Credit Union is Oregon's largest member-owned financial institution, offering retail and business banking services to 637,000+ members since 1932.

OnPoint Community Credit Union is Oregon's largest member-owned financial institution, founded in 1932 by 16 schoolteachers who pooled $36 to establish what was then called Portland Teachers Credit Union. Today it serves over 637,000 members across Oregon and Southwest Washington through 59 branches in cities including Portland, Salem, Eugene, Bend, and Vancouver, WA.

As a credit union, OnPoint operates as a member-owned cooperative: members are equal owners rather than customers, and earnings are returned to them through competitive rates, lower fees, and community investment rather than distributed to outside shareholders. Its stated purpose is to build strong communities by supporting the financial growth and well-being of its members.

OnPoint provides a full range of retail and business financial services, including:

Checking and savings accounts
Home loans and auto loans
Credit cards
Business banking
Online and mobile digital banking

The institution's cooperative structure means decisions are guided by member benefit rather than profit maximisation. Its roots in the teaching community, and its subsequent growth into the broader Oregon and Southwest Washington region, reflect an organisational model centred on access to fair financial services and local community impact.

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Websitehttps://onpointcu.com/

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